Why is my deposit showing as pending?

October 27, 2026

A pending deposit means your bank transfer has started but hasn't finished settling yet.

How long it takes

Standard ACH transfers usually settle within a few business days. [CONFIRM: typical settlement time] Your first deposit may take longer while your bank account is verified. Weekends and federal holidays don't count as business days.

When interest starts

Interest begins once the deposit settles and is invested. See when interest begins accruing.

Pending too long?

Check that the money has left your bank account. If it's been more than 7 business days, call 561-600-0707.