When does interest begin accruing?

October 27, 2026

Interest starts accruing after your deposit has settled with your bank and the funds have been invested in CREB bonds. From then on, interest is credited to your balance every day.

How long settlement takes

Standard bank (ACH) transfers usually take a few business days to settle. [CONFIRM: typical settlement time] Weekends and bank holidays can add time, and a first deposit may take longer while your bank account is verified.

How to check

Your dashboard shows a deposit as pending until it settles, then shows interest being credited daily. See why a deposit shows as pending.