Help Center

Deposits & Funding

Funding your account and what happens next

Funding your account

How do I fund my account?

Link your bank account through Plaid and transfer money from your dashboard, starting at $500. For an IRA, fund it through Equity Trust with a contribution, IRA transfer or 401(k) rollover, from $10,000.

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Can I deposit by wire transfer?

[CONFIRM] Yes, larger deposits can be sent by wire. Contact Investor Relations for wire instructions, and always confirm them by phone before sending money.

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Is there a maximum deposit amount?

[CONFIRM] CREB sets no fixed maximum, but Regulation A+ Tier 2 rules generally limit non-accredited investors to 10% of the greater of their annual income or net worth. Bank transfer limits may also apply.

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Can I link multiple bank accounts?

Yes. You can link more than one eligible U.S. bank account through Plaid and choose which one to use for each deposit or withdrawal.

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Can I set up recurring investments?

Yes. You can schedule automatic deposits from your linked bank, such as monthly, from your dashboard. Each deposit starts earning once it settles and is invested.

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After you deposit

When does interest begin accruing?

Interest begins once your deposit has settled and the funds are invested. Bank transfers usually take a few business days to settle, and you'll see interest appear in your dashboard as soon as it starts.

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Why is my deposit showing as pending?

Deposits show as pending while the bank transfer settles, which usually takes a few business days. Interest starts once the funds settle and are invested. Weekends and bank holidays add time.

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