New to CREB? Start here.
A CREB IRA is a retirement account that holds Compound Real Estate Bonds. You earn a fixed 8.5% APY, & interest is credited every day.
Questions first? Our IR team will walk you through it. No pressure, no obligation.
What you own
Compound Real Estate Bonds (CREB), which fund real estate projects. Fixed 8.50% APY.
Where it’s held
A self-directed IRA at Equity Trust Company, an established IRA custodian.
How you earn
Interest accrues daily, so you can watch your balance grow each time you log in.
Start with a new contribution, an old 401(k), or an IRA you already have.
Plus, fund $50,000 or more and claim up to $1,000 in welcome benefits ↓New customer offer
Every CREB IRA earns interest credited daily. Fund your first CREB IRA with $50,000 or more, and we’ll reward you for it.
Benefit 01
Fund $50,000 or more and we pay your Equity Trust IRA account fees for 1 year. You keep more of what you earn.
Benefit 02
Get $100 added to your account once your IRA is funded with $50,000 or more.
Benefit 03
Fund $50,000 or more and unlock an extra bonus, for up to $1,000 in total benefits.
Starter
$10,000 to $49,999
Interest credited daily
Fifty Grand Club
$50,000+
Fees covered + cash reward + bonus (up to $1,000 total)
When you get it: benefits apply to IRAs funded with $50,000 or more and are credited after your IRA is funded, as per T&Cs.
Not sure how much to move? Call IR for a quick, no-pressure chat. Limited-time offer. T&Cs apply.
Why CREB + Equity Trust
Fixed rate
Know your rate up front: a fixed 8.50% APY that does not move with the stock market.
Real estate backed
Your bonds fund a professionally managed portfolio of short-term real estate loans and U.S. Treasuries.
Established custodian
Your IRA is held with Equity Trust Company, an established self-directed IRA custodian.
Access
Request a redemption at any time with no redemption penalties, subject to the terms of the offering circular. IRA distribution rules still apply.
Your benefit stack
$1,000
Total welcome benefits of up to $1,000 when you fund your first CREB IRA with $50,000 or more. Every CREB IRA earns interest credited daily. Benefits are credited per the offer terms and conditions.
Unlock My Benefits01
Fund $50,000 or more and we pay your Equity Trust IRA account fees for 1 year.
02
Get $100 added to your account once your IRA is funded with $50,000 or more.
03
Every CREB IRA, from $10,000, earns interest that is calculated and credited every day, not every quarter, so you can watch your IRA work each time you log in.
04
Roll over or transfer $50,000 or more and unlock an extra bonus, for total benefits of up to $1,000.
Built for retirement
Roll it into a CREB IRA and put it to work at a fixed 8.50% APY with interest credited daily. Our concierge team works with your old plan provider on the paperwork, and moving $50,000 or more unlocks the top benefit tier. A direct rollover is generally not taxable; speak to your tax advisor.
A CREB IRA pays a fixed rate written into the bond, so your rate doesn’t drop when bank rates do. Interest is credited every day, and you can see it in your account each time you log in.
CREB bonds fund a professionally managed portfolio of short-term real estate loans. You get income from real estate lending with no tenants, repairs or 2 a.m. calls.
CREB has no fixed lock-up period and no redemption penalties, subject to the terms of the offering circular. Withdrawals from an IRA follow IRS distribution rules and may be taxable or subject to penalties before age 59½.
Not sure which fits you? Call Investor Relations at 1-800-560-5215.
Benefit tiers
Every CREB IRA earns interest credited daily. Move $50,000 or more to join the Fifty Grand Club and unlock the full benefit stack.
Not sure how much to move? Talk to a rollover specialist: call 1-800-560-5215 or book a 10-minute call.
How it works
001
Apply online with Equity Trust in about 5 minutes. No paperwork to print.
002
Make a new contribution, roll over an old 401(k), or transfer an IRA you already have. Our team handles the paperwork with your old provider.
003
Your IRA buys CREB bonds, interest starts building every day, and your welcome benefits are credited per T&Cs.
Fixed rate.
Know your rate before you start.
Real estate backed.
Real estate exposure, without being a landlord.
Real people.
Call our IR team anytime during business hours.
Have an old 401(k) and not sure where to begin? Call IR and we’ll explain your options.
Earnings calculator
Why investors trust CREB
4.5★
App Store rating from 171 ratings
4.3★
Google Play rating from 212 reviews
Reg A+
SEC-qualified Tier 2 offering with audited annual financial statements. IRA custody with Equity Trust Company.
Questions first? Read: Is CREB legit? or call Investor Relations.
FAQs
Compound Real Estate Bonds is a company that issues fixed-rate bonds. The money raised funds real estate projects.
It’s an IRA that can hold investments beyond stocks and funds, like CREB bonds. It has the same tax benefits as a regular IRA.
Equity Trust Company is the custodian. It holds your IRA account and handles the paperwork. It does not sell, endorse or give advice on the investment.
No. You can open a new IRA with a contribution, or move money in from an old 401(k) or another IRA.
A direct rollover is generally not taxable. Speak to your tax advisor.
$10,000.
Interest accrues every day at your fixed rate and is credited to your CREB account.
Yes. You can request a withdrawal from CREB at any time, with no fixed lock-up and no redemption penalties, subject to the terms of the offering circular. Taking money out of the IRA itself follows IRS rules and may be taxable or penalized before age 59½.
No. CREB bonds are not bank deposits and are not FDIC insured. They carry risk, including loss of principal.
Yes, from most employer plans. Our concierge team helps with the paperwork with your old provider.
Welcome benefits apply to IRAs funded with $50,000 or more. They are credited per the offer terms and conditions, after your IRA is funded and the eligibility conditions are met. IRAs funded with $10,000 to $49,999 earn interest credited daily.
Still have questions? Call Investor Relations at 1-800-560-5215.
New customer offer
Open in about 5 minutes, fund later, and earn interest credited daily. Fund $50,000 or more to claim up to $1,000 in welcome benefits. Limited-time offer.
Not FDIC insured. Investing involves risk. T&Cs apply.
Investing involves risk, including loss of principal. CREB bonds are not bank deposits and are not FDIC or SIPC insured. Equity Trust Company is the IRA custodian and does not sell or endorse any investment. Welcome benefits are subject to eligibility and the offer terms and conditions. See the offering circular, including the Risk Factors section, before investing.
The 8.50% APY is the fixed rate of the current CREB bond offering as of November 2026 and is subject to the offering documents. Welcome benefits of up to $1,000 apply only to IRAs funded with $50,000 or more, subject to eligibility. Calculator results are illustrations only and are not a guarantee of future results. Tax information is general; consult a tax advisor about your situation. App ratings as of October 2026.
