what is creb
A Fixed Income Real Estate Income Bond.
CREB brings professionally managed real estate lending and U.S. Treasury reserves together in one bond. Our team manages the portfolio. You follow your earnings and account activity online.
Fixed Income Bonds
An SEC-qualified real estate income bond invested in senior secured real estate loans and U.S. Treasuries.
Set up online in 5 minutes · $500 minimum to invest


Earn 8.50% APY with an SEC-qualified real estate income bond invested in senior secured real estate loans and U.S. Treasuries.
Set up online in 5 minutes · $500 minimum to invest
*This yield is the current average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees. Because the YTW of each bond is a function of that bond’s market price, which can fluctuate, your yield at time of purchase may be different from the yield shown here and YTW is not “locked in” until the time of purchase. A bond’s YTW is not guaranteed; you can earn less than that YTW if you do not hold the bonds to maturity or the issuer defaults. Learn more.
what is creb
A Fixed Income Real Estate Income Bond.
CREB brings professionally managed real estate lending and U.S. Treasury reserves together in one bond. Our team manages the portfolio. You follow your earnings and account activity online.
CREB / BOND AT A GLANCE
REG A+ OFFERING
8.50%
Fixed APY
Daily compounding
Minimum
$500
Term
No fixed term
Access
On-demand requests*
Management Fee
$0
Portfolio Focus
Real estate credit
U.S. Treasuries & cash
*Withdrawals are subject to processing, available liquidity and offering terms. Investing involves risk, including loss of principal.
calculate your income
What could your investment earn?
Choose an amount. See what a year at 8.50% APY could look like.
HOW CREB WORKS
Your investment.
Professionally managed.
The manager allocates across lending, credit, and liquid assets as conditions change.
your bond
Purchase CREB bonds through your account.
OUR MANAGEMENT
Our team allocates and oversees the investment portfolio.
your dashboard
Follow your balance, credited interest and account activity online.
Asset roles are illustrative. Holdings and allocations can change; this is not a current portfolio breakdown.
THE INCOME SOURCES
How income is generated.
Borrower interest and Treasury income support the interest paid on CREB bonds.
INCOME FROM PROPERTY BORROWERS
Real estate lending.
CREB’s real estate lending investments earn interest from property borrowers. This contributes to portfolio income that helps fund interest on CREB bonds.
Understand the risks. CREB bonds are investments, not bank deposits. They are not FDIC insured, principal is at risk, and withdrawal requests are subject to processing, available liquidity, and offering terms.
GOVERNMENT-BACKED SECURITIES
U.S. Treasuries & reserves.
Part of CREB’s portfolio is held in U.S. Treasury bills, which are fully backed by the U.S. government. Treasury income and cash reserves help support portfolio liquidity.
Understand the risks. CREB bonds are investments, not bank deposits. They are not FDIC insured, principal is at risk, and withdrawal requests are subject to processing, available liquidity, and offering terms.
Government backing applies only to the Treasury securities. Portfolio holdings and allocations can change. About Treasury securities
HOW TO INVEST
Get started in three steps.
Get started in three steps.
From opening your account to following your first earnings.
Create your account and complete the required identity verification.
Link your bank and choose an investment amount, starting at $500.
Once funds settle and are invested, interest begins. Track your investment online.
Liquidity and access
Your money.
Your schedule.
See your earnings, add funds and request withdrawals from your online dashboard.
Request withdrawals online
No fixed maturity to wait for. Submit a request when you need access.
Keep your investment in view
Follow your balance, credited interest and account activity in one place.
Transfers are not instant. New deposits must clear, and withdrawals remain subject to processing, available liquidity and offering terms.

Manage withdrawals through your account.
CREB states it charges no withdrawal fee.
See your balance and credited interest online.
Getting started
From signup to your first interest credit.
Know what happens after you decide to invest. The account is managed online, and you can follow your balance and credited interest in the dashboard.
01 / account
Sign up online and complete identity verification.
02 / funding
Link a bank account and choose an amount starting at $500. Transfer and verification times vary.
03 / dashboard
After funds settle and are invested, interest begins accruing. See credited interest and manage your account online.
Understand the risks. CREB bonds are investments, not bank deposits. They are not FDIC insured, principal is at risk, and withdrawal requests are subject to processing, available liquidity, and offering terms.
Investor experiences
In investors’ words.
What investors say about daily interest, the account experience, and access to their funds.

Nancy Bhasin
Virginia, DC
"It's easy, it's reliable, and it's the best way; I finally feed relief; Too good to be true"
watch investor story

Andy Martinez Armenteros
Naples, Florida
"Peace of mind when it comes to my money; getting a high percent interest back; really great company, and they deliver great results"
watch investor story

Rakesh Agrawal
Claremont, California
"Money is completely in your control; Interest was deposited every day; I was amazed and I could not believe"
watch investor story
what is creb
A SEC-Qualified investment bond investing in senior secured U.S. real estate credit and U.S. Treasury bills.
Earn
8.50% paid daily
Protected
Loans backed by real estate at 60-75% LTV
Accessible
Withdraw anytime.
No lockups.
Aligned
We earn when you earn. Our interests are yours.
real estate income bond
Key terms and features of the CREB Income Bond at a glance.
Target Return
8.50% APY
Interest Paid
Daily
Lock-In
No Lock-Ins
Fees
No Management Fees
Minimum Investment
$500
Eligibility
IRA Eligible
Security
Senior Secured First-Liens
Liquidity
On Demand
income calculator
See how much you could earn with 8.50% APY , paid daily.
Monthly Income
Earned monthly
Daily Income
Earned daily
annual Income
Earned annualy
Estimated earnings are for illustrative purposes only and are based on the current stated APY. Actual earnings may vary depending on funding date, withdrawals, and applicable terms. This calculator is informational only .
downside discipline
A Margin of Safety Built into Every Loan.
Our lending discipline begins with one question: How much protection exists if the unexpected happens?
By focusing on conservatively leveraged, senior-secured real estate loans, borrowers equity creates a protective cushion between the property's value and CREB's loan position.

Why investors choose creb
how it works
A simple process that turns real estate credit investment into daily income.
You Invest in CREB through a regulated offering.
We invest in senior secured loans and credit strategies.
Borrowers make contractual interest payment.
8.50% APY paid daily directly to you.
Earn
8.50% paid daily
Protected
Loans backed by real estate at 60-75% LTV
Accessible
Withdraw anytime.
No lockups.
Aligned
We earn when you earn. Our interests are yours.
income engine
A diversified portfolio of real estate credit and liquidity assets designed to generate consistent income.
Senior Secured Real Estate Credit
Institutional Credit Strategies
Treasuries and Liquidity
Portfolio allocations are target allocations and may vary. CREB’s investment manager actively manages the portfolio within the investment objectives.
what you get
Monitor your earnings, add funds, or withdraw your money — anytime, from any device. No phone calls. No paperwork. No friction.
See your daily earnings, in real time
Interest credited to your account every day.
Add or withdraw funds in a few taps
Direct bank transfers, no paperwork, no phone calls require
Available on web and mobile
Manage your investment from any device, anywhere.

customer stories
Customer Success Stories
Questions investors ask
Frequently asked
questions.
Clear answers to help you take your next step.
View Full Investor FAQs
What am I investing in?
You purchase CREB income bonds. The portfolio invests in real estate credit, U.S. Treasuries and cash reserves, with ongoing management. Read the Bond Overview and offering documents for the complete structure and terms.
view bond overview
When can I access my money?
You can submit a withdrawal request through your dashboard. Transfers are not instant: deposits must first clear, and requests are subject to processing, available liquidity and offering terms.
When does interest begin?
Interest begins after your deposit has settled and the funds have been invested. Banking and verification times can vary. You can follow your account activity and credited interest online.
What are the investment risks?
Investing involves risk, including possible loss of principal and limits on liquidity. CREB bonds are not bank deposits and are not FDIC insured. Review the current offering documents to understand the risks before investing.
read the offering terms
Can I invest through my IRA?
CREB may be held through an eligible self-directed IRA. Investor Relations can explain the setup process and how to connect with the custodian.
speak with investor relations
A PERSON, WHEN YOU NEED ONE
Your questions.
A real conversation.
Speak with our Investor Relations team about CREB, accessing your funds or getting started.

Melvin Figueroa
Director of Investor Relations
call investor relations now
Monday-Friday: 8am - 9pm (ET)
have us call you?
choose a time to speakthe next step
Put your capital to work. Keep your plans in reach.
Start with $500, or speak with a person before you decide.
call investor relations now
Monday-Friday: 8am - 9pm (ET)
As an SEC-regulated fixed-income platform, CREB gives you direct access to a dedicated investor relations team.
Have Us Call You
choose a time
Have questions? Book a call at a time that works for you, and our investor relations team will get in touch."
call investor relations now
Monday-Friday: 8am - 9pm (ET)
As an SEC-regulated fixed-income platform, CREB gives you direct access to a dedicated investor relations team.
Have Us Call You
choose a time
Have questions? Book a call at a time that works for you, and our investor relations team will get in touch."
Review the investment strategy, portfolio construction, liquidity framework, key terms, and risks of the CREB.
bond investment guide
Institutional real estate income.
Built for predictable compounding returns.
Daily Compounding
IRA Eligible
Backed by RE
investor relations
Ask us about the investment, accessing your funds or opening an account.

Melvin Figueroa
Director of Investor Relations
Call Investor Relations Now
Monday-Friday: 8am - 9pm (ET)
Schedule a 15-minute Call
Request a Callback
have us call you?
schedule a call