Limited-time IRA offer
Open a CREB IRA with Equity Trust and earn a fixed 8.50% APY with interest credited daily. Fund $50,000 or more to claim up to $1,000 in benefits.
Takes about 5 minutes. T&Cs apply.
What is a CREB IRA?
A CREB IRA lets you hold Compound Real Estate Bonds inside a self-directed IRA with Equity Trust Company as custodian. Your bonds earn a fixed 8.50% APY, and interest is credited to your account every day, not every quarter.
Move money from an old 401(k), an existing IRA or a Roth account, or start with a new contribution. The bonds fund a professionally managed portfolio of real estate loans, so you get real estate income without landlord duties.
For a limited time, fund a CREB IRA with $50,000 or more and claim up to $1,000 in benefits. Start in about 5 minutes and fund later.
Why CREB + Equity Trust
Fixed rate
Know your rate up front: a fixed 8.50% APY that does not move with the stock market.
Real estate backed
Your bonds fund a professionally managed portfolio of short-term real estate loans and U.S. Treasuries.
Established custodian
Your IRA is held with Equity Trust Company, an established self-directed IRA custodian.
Access
Request a redemption at any time with no redemption penalties, subject to the terms of the offering circular. IRA distribution rules still apply.
Your benefit stack
$1,000
Total benefits of up to $1,000 when you fund a CREB IRA with $50,000 or more. Every CREB IRA earns interest credited daily. Benefits are credited per the offer terms and conditions.
Unlock My Benefits01
Fund $50,000 or more and we cover your Equity Trust IRA fees for the offer period set out in the terms and conditions.
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Get a cash reward added to your account once your IRA is funded with $50,000 or more.
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Every CREB IRA, from $10,000, earns interest that is calculated and credited every day, not every quarter, so you can watch your IRA work each time you log in.
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Roll over or transfer $50,000 or more and unlock an extra bonus, for total benefits of up to $1,000.
Built for retirement
Roll it into a CREB IRA and put it to work at a fixed 8.50% APY with interest credited daily. Our concierge team works with your old plan provider on the paperwork, and moving $50,000 or more unlocks the top benefit tier. A direct rollover is generally not taxable; speak to your tax advisor.
A CREB IRA pays a fixed rate written into the bond, so your rate doesn’t drop when bank rates do. Interest is credited every day, and you can see it in your account each time you log in.
CREB bonds fund a professionally managed portfolio of short-term real estate loans. You get income from real estate lending with no tenants, repairs or 2 a.m. calls.
CREB has no fixed lock-up period and no redemption penalties, subject to the terms of the offering circular. Withdrawals from an IRA follow IRS distribution rules and may be taxable or subject to penalties before age 59½.
Benefit tiers
Every CREB IRA earns interest credited daily. Move $50,000 or more to join the Fifty Grand Club and unlock the full benefit stack.
Not sure how much to move? Talk to a rollover specialist: call 1-800-560-5215 or book a 10-minute call.
How it works
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Open your IRA online with Equity Trust in about 5 minutes. Start now and fund later.
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Fund it by rollover, transfer or contribution. Our concierge handles the paperwork with your old provider.
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Invest in CREB and watch interest accrue every day. Benefits are credited per the terms and conditions.
Earnings calculator
Why investors trust CREB
4.5★
App Store rating from 171 ratings
4.3★
Google Play rating from 212 reviews
Reg A+
SEC-qualified Tier 2 offering with audited annual financial statements. IRA custody with Equity Trust Company.
Questions first? Read: Is CREB legit?
FAQs
Yes, from most employer plans. Our concierge team helps with the paperwork with your old provider.
A direct rollover is generally not taxable. Speak to your tax advisor about your situation.
Benefits apply to IRAs funded with $50,000 or more. They are credited per the offer terms and conditions, after your IRA is funded and the eligibility conditions are met. IRAs funded with $10,000 to $49,999 earn interest credited daily.
The minimum to open a CREB IRA is $10,000. Funding $50,000 or more unlocks the Fifty Grand Club tier.
No. CREB bonds are not bank deposits and are not FDIC or SIPC insured. They carry risk, including the possible loss of principal.
Interest at the fixed 8.50% APY is calculated and credited to your CREB balance inside your IRA every day, and it compounds. You can see it each time you log in.
CREB has no fixed lock-up period, no redemption penalties and no dollar limits on redemption requests, subject to the terms of the offering circular. Redeemed funds stay in your IRA; taking a distribution from the IRA follows IRS rules and may be taxable or subject to penalties before age 59½.
Equity Trust Company is the custodian that holds your IRA. It does not sell, endorse or give advice on the investment.
Your retirement, paid daily
Limited-time offer. Start in 5 minutes, fund later.
T&Cs apply.
Investing involves risk, including loss of principal. CREB bonds are not bank deposits and are not FDIC or SIPC insured. Equity Trust Company is the IRA custodian and does not sell or endorse any investment. Benefits are subject to eligibility and the offer terms and conditions. See the offering circular for details, including the Risk Factors section.
The 8.50% APY is the fixed rate of the current CREB bond offering as of November 2026 and is subject to the offering documents. “Up to $1,000” is the maximum combined benefit and applies only to IRAs funded with $50,000 or more, subject to eligibility. Calculator results are illustrations only and are not a guarantee of future results. Tax information is general; consult a tax advisor about your situation. App ratings as of October 2026.
