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IRAs & Retirement

Investing retirement savings through a self-directed IRA

Investing through an IRA

Can I invest through an IRA?

Yes. You can hold CREB bonds in a self-directed IRA with Equity Trust, including Traditional, Roth, Inherited and Custodial IRAs. The IRA minimum is $10,000.

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Does CREB work with Equity Trust?

Yes. CREB IRAs are held with Equity Trust, a self-directed IRA custodian. Equity Trust holds the IRA, and the IRA owns your CREB bonds.

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Rollovers and taxes

Can I roll over a 401(k)?

Yes. You can roll over a 401(k) or transfer an existing IRA into a self-directed IRA with Equity Trust and invest it in CREB, starting at $10,000. A direct rollover avoids taxes and penalties.

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Are there tax advantages to investing through an IRA?

Usually, yes. In a Traditional IRA, interest grows tax deferred until you withdraw it. In a Roth IRA, qualified withdrawals are tax free. In a cash account, interest is generally taxed each year.

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