Are there tax advantages to investing through an IRA?

October 27, 2026

Holding CREB in an IRA can change how your interest is taxed.

  • Traditional IRA: interest grows tax deferred. You generally pay income tax when you take distributions in retirement.
  • Roth IRA: interest grows tax free, and qualified withdrawals are tax free.
  • Cash account: interest is generally taxable as ordinary income in the year it's credited. See how CREB interest is taxed.

Rules to know

IRAs have contribution limits, eligibility rules and possible penalties for early withdrawals before age 59 and a half.

This is general information, not tax advice. Speak with a tax professional about your situation.