Help Center

Beneficiaries & Estate

Planning for your account and your family

Beneficiaries

How do I add a beneficiary?

[CONFIRM] Log in to your dashboard, open your account settings, and add a primary beneficiary and, if you wish, a contingent beneficiary. For IRAs, beneficiaries are designated with Equity Trust.

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Can I add a minor as a beneficiary?

[CONFIRM] Yes, you can name a minor, but a minor can't own a CREB account directly. A custodian or guardian may be required before funds are transferred, which can cause delays. Some investors use a trust instead.

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Estate and authority

What happens to my investment if I pass away?

Your CREB bonds keep earning interest until the account is transferred. They pass to your named beneficiary, joint owner or trust, or otherwise to your estate, once your family provides the required documents.

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How does a family member claim a deceased investor's account?

Contact Investor Relations to report the death. We'll ask for a certified death certificate and documents showing who's entitled to the account, then help transfer or redeem the bonds.

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Can someone manage my account with power of attorney?

[CONFIRM] Yes. An agent named in a valid power of attorney can manage your CREB account after we review the document. Contact Investor Relations to submit it.

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