Can I add a minor as a beneficiary?

October 27, 2026

[CONFIRM: CREB's policy on minor beneficiaries]

CREB accounts can only be owned by people aged 18 or older. If a minor inherits your account, a court-appointed guardian or a custodian under your state's Uniform Transfers to Minors Act may be required before funds can be transferred. That can add time and paperwork for your family.

An alternative

Many investors name a trust as beneficiary, with the minor as a beneficiary of the trust. The trustee can then manage the money until the child is older. Consider speaking with an estate planning attorney.