What happens to my investment if I pass away?

October 27, 2026

Your investment doesn't disappear or stop earning. Interest continues to be credited until the account is transferred or redeemed. [CONFIRM: interest continues after death]

Who receives it

  • Named beneficiary: transferred directly to them.
  • Joint owner: passes to the surviving owner, if joint accounts apply.
  • Trust account: handled by the successor trustee under the trust's terms.
  • No designation: passes to your estate, handled by your executor through probate.

Make it easier for your family by naming beneficiaries and telling them where your accounts are. See how a family member claims an account.