Free Investor Guide · For Retirees & Pre-Retirees
A fixed-income bond backed by U.S. real estate. Monthly liquidity.Trusted by 15,000+ investors since 2021.
As featured in
Why this, why now
Inflation has quietly eroded the value of conservative savings.The Compound Bond was structured to solve that.
The national-average 12-month CD pays approximately 4.00% APY. After inflation and tax, that is a slow leak — not a strategy.
The Compound Bond pays a contractual8.50% APY, backed by a portfolio of first-lien (senior, secured) real estate bridge loans originated by Compound's lending subsidiary, plus a reserve of U.S. Treasuries. Monthly liquidity. No early-withdrawal penalties. No management fees.
It is not FDIC insured, and like any investment it carries risk. But it was built for a single audience:people who want their conservative dollars to earn more — without locking those dollars up for years.
Project Your Monthly Income
See how a fixed 8.50% APY compares to traditional savings.
Daily interest
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1
compound real estate bonds
CREB
8.50% Fixed
High Yield CD (12 Month)
3.70%
National Average Bank Savings
0.50%
The calculator is for illustrative purpose only. The yield rate of the products being compared with CREB, reflect CREB’s current views of their yields as of the date this calculator was published. Their rate is subject to change. Compound Banc is not a bank and investments in Compound Bonds are not bank deposits. They are not insured by the FDIC. Investing in Compound Bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks.
What backs the bond
Senior real estate loans. Conservatively underwritten.
Every dollar invested is deployed into a portfolio offirst-lien real estate bridge loans, typically originated at 65–70% loan-to-value, leaving substantial equity cushion. The portfolio is diversified across geographies and property types — multifamily, mixed-use, and single-family bridge — with no exposure to speculative office or development.
A reserve of U.S. Treasuries is held alongside the loan book to support liquidity for monthly redemptions. Loans are underwritten by Compound's lending subsidiary under standard private-credit principles: senior position, real-asset collateral, short duration (typically 9–18 months).
During the 2020 market shock, the bond paid every coupon on time.No interruption, no gating, no missed distributions.
Representative loan
$2.4M first-lien bridge loan on a 30-unit multifamily property in Tampa, FL.
65% loan-to-value · 12-month term · sponsor providing 35% equity · senior position. Illustrative example — not indicative of any specific current or future loan in the portfolio.
Every Compound investor is paired with a senior bond specialist — one dedicated advisor, available throughout your decision and beyond. Patient, experienced, and always available.
Personal guidance
Speak with Specialist.
Every Compound investor is paired with a senior bond specialist — one dedicated advisor, available throughout your decision and beyond. Patient, experienced, and always available.
A 15-minute conversation focused on your situation
Include your spouse — every important decision is made together
Candid guidance on whether the bond fits your portfolio
A clear view of the risks alongside the returns
speak with a specialist
FAQs
Frequently Asked Questions
What are Compound Real Estate Bonds?
Compound Real Estate Bonds is a financial technology company, not a bank account. We are focused on making financial products more inclusive and accessible. We are a next generation customer centric company. We are striving to unlock financial freedom for all by building a simple, secure financial ecosystem that makes it possible for the consumer to compound their investments by taking advantage of investment assets that have historically been reserved for Wall Street, not Main Street.
Is Compound Real Estate Bonds a bank?
No, we are not a bank. We are the next generation financial technology company committed to creating financial technology solutions for a secure, accessible ecosystem where your money can grow.
How many bonds can I buy?
For accredited investors, you can purchase as many bonds as you'd like, and for non accredited investors you can purchase bonds up to 10% of your annual income or net worth.
When can I withdraw my money from Compound Bonds?
Compound Bonds are liquid, meaning you can withdraw your funds at any time. No commitments, No locks-in.
Who can buy Compound Bonds?
You must be over 18 to buy compound bonds. Simply create an account and purchase in minutes.
