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Now available for IRAs

Earn up to 8.5% APY in your IRA.

Open a self-directed IRA online, move your retirement savings in, and invest in CREB real estate bonds. All in one place, at your own pace, with Equity Trust as your custodian.

✓ Custodied by Equity Trust✓ $52B+ in assets under custody and administration✓ Traditional, Roth, SEP and SIMPLE IRAs
A smiling woman in her late fifties setting up her IRA on a laptop from her sunlit living room sofa
Prefer a hand? A real person is a click away.
Talk to an IRA specialist →
8.5%
APY on CREB bonds
$52B+
Assets under custody at Equity Trust
50+ years
Of IRA custodial experience
3 steps
Open, fund, invest. All online
Why add CREB to your IRA

Your retirement shouldn't ride on the stock market alone.

Most IRAs hold only stocks, ETFs and mutual funds, so every market swing hits your retirement. CREB adds a different kind of asset: fixed-income bonds backed by real estate and U.S. Treasuries.

Fixed income, up to 8.5% APY

Earn a steady, fixed rate instead of guessing where the market goes next.

Real estate, without the landlord work

Get exposure to residential and commercial real estate without buying, managing or selling property.

Tax-advantaged growth

Inside a Traditional IRA your returns grow tax-deferred; inside a Roth IRA, qualified withdrawals are tax-free. Either way, more of your interest stays invested and compounds.

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How it works

Open, fund, invest. All online.

No paperwork to mail and no sales call to book. Set up your IRA yourself, whenever it suits you, even from the sofa.

1

Open your IRA

Create your self-directed IRA with Equity Trust right from your CREB account. Choose Traditional or Roth and follow the guided steps.

2

Fund your account

Transfer an existing IRA, roll over a 401(k), or make a new contribution within IRS limits. We'll show you which option fits.

3

Invest in CREB bonds

Once your funds arrive, choose how much to put into CREB bonds and start earning up to 8.5% APY.

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Fees covered for a full year
$50K+ IRA benefit

We cover your custodian fees.

Invest $50,000 or more through your IRA into CREB bonds, and we pay your Equity Trust custodian fees for a full year. One less thing to think about.

Powered by Equity Trust

Your IRA is held by one of America's largest IRA custodians.

CREB partners with Equity Trust, one of the largest and most experienced self-directed IRA custodians in the U.S. They hold your account and handle custody, IRS reporting and compliance, so your retirement savings stay protected while you focus on growing them.

$52B+
in assets under custody and administration
50+ years
of IRA custodial experience
Full IRS reporting
handled for you
Dedicated IRA specialists
if you ever need help
Which accounts qualify

Bring the retirement money you already have.

Pick where your money is today. We'll walk you through the rest.

Have a Traditional, Roth, SEP or SIMPLE IRA?

Transfer it to a self-directed IRA with Equity Trust.

Have a 401(k) or other employer plan?

Roll it over into your new IRA.

No retirement account yet?

Open a new IRA and contribute within IRS annual limits.

Open My IRA
Not sure which applies to you? Ask a specialist.
Frequently asked questions

Good questions. Straight answers.

What return can I earn?

CREB bonds earn up to 8.5% APY. Inside an IRA, that interest can compound tax-deferred (Traditional) or tax-free on qualified withdrawals (Roth).

Can I set this up on my own?

Yes. You can open your IRA, fund it and invest entirely online. If you get stuck, an IRA specialist from our team or Equity Trust can help at any step.

Who holds my IRA?

Equity Trust, one of the largest and most experienced self-directed IRA custodians in the U.S. They have 50+ years of experience and more than $52 billion in assets under custody and administration.

What accounts can I move in?

You can transfer a Traditional, Roth, SEP or SIMPLE IRA, roll over a 401(k) or other employer plan, or make a new contribution within IRS annual limits.

What are CREB bonds backed by?

CREB bonds are backed by real estate and U.S. Treasuries, with exposure across residential and commercial properties.

Why use a self-directed IRA?

A regular IRA usually limits you to stocks, bonds and funds. A self-directed IRA lets you invest in private-market assets like real estate bonds, which can help diversify your retirement portfolio.

Ready when you are

Your IRA, upgraded.

Add fixed-income real estate bonds to your retirement and earn up to 8.5% APY, inside a tax-advantaged IRA held by Equity Trust. Open your account online today.

Questions first? Talk to an IRA specialist.

Disclosure. Investing involves risk, including possible loss of principal. APY is not guaranteed and past performance does not predict future results. CREB bonds are not FDIC insured. Equity Trust Company is a passive custodian and does not sell, endorse or give advice on any investment. Tax treatment depends on your situation; consult a tax professional.

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