CREB IRA · Custody by Equity Trust

Your IRA, upgraded to a fixed 8.50% APY.1

Same retirement account. A higher fixed rate, compounding daily, with no CREB fees and no lock-up.2

Open My CREB IRA Call Investor Relations

$500 minimum · Rollovers from a 401(k) or IRA welcome

What safe money earns today

National savings avg.

0.41%

High-yield savings

~4.20%

12-month CD

4.80%

1-year Treasury

4.90%

Corp. bond fund

5.0–7.0%

CREB IRA Fixed

8.50%

Indicative rates.3

What is your IRA earning right now?

Enter your balance and today's rate. See the difference a fixed 8.50% APY could make.4

Your IRA balance

Your current rate

Years

You could earn $13,267 moreover 5 years.

Your current rate (4.80%)$63,209

CREB IRA 8.50%$76,476

✓ Eligible: we cover your Equity Trust fees for a year.5

Lock In 8.50% · Open My CREB IRA

Stocks. Bonds. CDs. And now this.

The same conservative slot. A different result.

The fair comparison isn't the stock market. It's the products competing for your safe money.

CREB IRA

12-month CD

1-year Treasury

Corp. bond fund

High-yield savings

Rate (APY)3

8.50%

4.80%

4.90%

5.0–7.0%

~4.20%

Fixed rate

✓ Yes

Yes

No, variable

Lock-up

None

Months

1 year

None

Compounds daily

✓ Yes

Physical real estate backing

✓ Yes

No management fees

✓ Yes

Yes

Varies

Yes

FDIC insured

Yes

No, U.S. government–backed

Yes

A higher rate comes with a different kind of risk. CREB is not FDIC insured, and your return depends on the issuer. See how that risk is managed below.

Not a black box

See the numbers behind the number.

Your capital is spread across dozens of positions. Allocation as of Q1 2026.6

Q12026

55%

Weighted-average LTV

12 months

Weighted-average loan life

0.00%

Principal lost

0.00%

Current delinquency

$12.5M

Largest position

FL, ON, PA, GA

Top geographies

Commercial, industrial, residential

Property types

$0.00

Losses since 20227

A higher rate means a different risk. Here's both sides.

These five layers reduce risk. They don't eliminate it.

Risk

What could happen

How it's managed

iPrincipal

Not insured. You may lose some or all of your investment.

✓Diversification, 60–75% LTV, first-lien collateral

iIssuer

Your return is an obligation of Compound Real Estate Holdings. Its difficulty could delay or impair payments.

✓Ongoing SEC filings; loan assets intended to be held separately from the operating business

iLiquidity

Withdrawals could be delayed if many investors withdraw at once.

✓10% cash reserve; standard processing 5–6 business days

iReal estate market

A sustained fall in property values could impair collateral and returns.

✓25–40% equity cushion; geographic and asset-type diversification

iInterest rate

A changing rate environment could affect how sustainable 8.50% is over time.

✓Short-duration loans relend at current rates

$25,000 after one year

As contracted, 8.50% paid in full

$27,218

Issuer impairment, partial principal loss

Less than $25,000

Issuer default, significant loss

Materially less than $25,000

Read every risk in the offering circular → sec.gov, CIK 0001919204

Real estate in your IRA? Yes, you can.

Your CREB IRA is held by Equity Trust, an independent IRA custodian for Traditional and Roth accounts. Equity Trust holds your account and handles IRS reporting. CREB never holds your IRA.

CREB IRATraditional

8.50%

Rate

8.50% APY, compounds daily

Tax treatment

Contributions may be tax-deductible; growth is tax-deferred

Rollovers

From a 401(k) or IRA

CREB IRARoth

8.50%

Rate

8.50% APY, compounds daily

Tax treatment

Earnings grow tax-free

Rollovers

From a Roth 401(k) or Roth IRA

Regulator

U.S. SEC

Offering qualified under Reg A+

IRA custodian

Equity Trust

Holds your account and handles IRS reporting

Auditor

UAK CPA LLC

Independent auditor

Liked the numbers? Opening takes under 10 minutes.

Create your account.

Secure registration at compoundrealestatebonds.com, about 3 minutes.

CREB app confirmation: Your Account is Ready

Verify your identity.

Standard KYC check, typically instant.

CREB app screen confirming the IRA transfer request submission to Equity Trust

Fund your IRA.

Start with $500, or roll over a 401(k) or IRA. Equity Trust confirms your instructions.

CREB app IRA dashboard showing portfolio balance and investment breakdown

Watch it compound.

8.50% APY starts accruing daily once your funds clear.

Open My CREB IRA Rolling over $25,000+? Get guided onboarding

Investor Relations desk with a headset and a printed retirement statement

Want someone to check your numbers?

Bring your current IRA statement. We'll compare it with you.

A free 15-minute call with our Investor Relations team. We'll walk through your current rate, a rollover and the risks, with no obligation.

1-800-560-5215

melvin@compoundbanc.com

Call Now Book a 15-Min Call

Questions, answered.

Is the 8.50% really fixed?+

Yes. It's locked the day you invest and doesn't rise or fall with portfolio performance. It's a contractual obligation of the issuer, Compound Real Estate Holdings, so issuer risk applies.1

How is 8.50% possible when banks pay 4%?+

Banks earn 7–9% on deposits and return about 4%. CREB lends at 10–14% and pays a fixed 8.50%. The spread is CREB's revenue.

Is this FDIC insured like a CD?+

No. It's an investment, not a bank deposit, and isn't guaranteed by any government agency.

Are there fees?+

No CREB management, transaction or withdrawal fees. The 8.50% APY is the net rate paid to you. Equity Trust custodian fees apply, and CREB covers them for a year on IRA investments of $50,000 or more.5

Can I get my money out?+

Yes, there's no lock-up. Withdrawals typically settle in 5–6 business days. In extreme conditions, processing can be delayed. Standard IRA rules apply to distributions.

You've seen the numbers. Make your IRA earn 8.50%.1

Open in under 10 minutes with $500, or talk it through with our team first.

Open My CREB IRA Call 1-800-560-5215

Custody by Equity TrustSEC-qualified under Reg A+10,000+ investors$0 principal losses to datecompoundrealestatebonds.com

Your current rate

CREB IRA 8.50%

8.50% APY is a fixed rate locked on the date of investment and is a contractual obligation of the issuer, Compound Real Estate Holdings, and does not rise or fall with portfolio performance. It is not guaranteed by any third party. Issuer risk applies.
CREB charges no management, transaction or withdrawal fees. Equity Trust custodian fees apply.

Compound Real Estate Bonds are securities offerings qualified by the SEC under Regulation A+. Investments involve risk, including possible loss of principal. Not FDIC insured. Not a bank deposit. Not guaranteed by any federal agency. Past performance does not guarantee future results. Please review the complete offering circular at compoundrealestatebonds.com before investing. © 2026 Compound Real Estate Holdings.

Fixed 8.50% APY in your IRA · $500 minimum

Open My CREB IRA 1-800-560-5215