CREB IRA · Custody by Equity Trust

Your old 401(k). Now earning a fixed 8.50% APY.1

Roll it into a CREB IRA in minutes. Real estate–backed income, compounding daily, with no CREB fees and no lock-up.3

Start My Rollover Call Investor Relations

No taxes or penalties on a direct rollover.2 Start with just $500. Takes under 10 minutes.

CREB app dashboard with an IRA portfolio earning 8.5% APY and compounding progress

✓

Rollover received

$62,400

8.50%

Fixed APY, locked the day you invest1

Daily

Interest credited to your IRA every day

CREB management, transaction or withdrawal fees3

$500

Minimum to start your IRA

Exclusive for IRA investors

Roll over $50,000 or more. We pay your custodian fees for a year.4

Invest $50,000+ through your IRA and CREB covers your Equity Trust custodian fees for a full year. More of your money goes to work from day one.

More capital invested.

Fees don't come out of your first-year balance.

Guided setup.

Our rollover team coordinates the paperwork with Equity Trust and your old provider.

Same fixed rate.

Every dollar earns 8.50% APY.1

Claim My $50K+ Benefit Talk to Investor Relations

CREB IRA

$50K+

Custodian fees covered · 12 months

Watch your rollover grow. Every single day.

Move the slider to see what a fixed 8.50% APY could do inside your IRA.5

Rollover amount

In 20 years, at a fixed 8.50% APY

$273,643

Starting with $50,000, no withdrawals

✓ Eligible: we cover your Equity Trust fees for a year.4

1 year$54,435

5 years$76,476

10 years$116,971

20 years$273,643

Start My Rollover

Fixed like a CD. Flexible like savings. A higher rate than both.

The same conservative slot in your portfolio, with a different result.

National savings avg.

0.41%

High-yield savings

~4.20%

12-month CD

4.80%

1-year Treasury

4.90%

CREB IRA

8.50%

CREB IRA

12-month CD

1-year Treasury

Corp. bond fund

High-yield savings

National savings avg.

Rate (APY)6

8.50%

4.80%

4.90%

5.0–7.0%

~4.20%

0.41%

Fixed rate

✓ Yes

Yes

No, variable

Lock-up

None

Months

1 year

None

Compounds daily

✓ Yes

Physical real estate backing

✓ Yes

No management fees

✓ Yes

Yes

Varies

Yes

FDIC insured

Yes

No, U.S. government–backed

Yes

CREB pays more because it lends to real estate developers who pay for speed. That also means more risk than a CD or Treasury. See how the risk is managed below.

Not a black box

See exactly where your money goes.

Your capital is spread across dozens of positions. Allocation as of Q1 2026.7

Q12026 allocation

55%

Weighted-average LTV

12 months

Weighted-average loan life

0.00%

Current delinquency

$0.00

Losses since inception (2022)8

$12.5M

Largest position

FL, ON, PA, GA

Top geographies

Commercial, industrial, residential

Property types

Start My Rollover

You don't have to take our word for it

Your IRA is held by Equity Trust. Not by us.

Equity Trust is an independent IRA custodian. It holds your account, handles IRS reporting and confirms every investment instruction with you directly. CREB never holds your IRA.

IRA custodian

Equity Trust

$52B+ in assets under custody and administration, 50+ years in business9

Regulator

U.S. SEC

Offering qualified under Regulation A+, with public filings at sec.gov (CIK 0001919204)

Auditor

UAK CPA LLC

Independent auditor

Four steps. We guide you through every one.

Open your CREB IRA.

Apply online in about 10 minutes. Choose Traditional or Roth.

CREB app confirmation: Your Account is Ready

Confirm with Equity Trust.

Equity Trust sets up your account and verifies your instructions by phone (a quick verbal authorization). Usually a few business days.

CREB app screen confirming the IRA transfer request submission to Equity Trust

Move your money.

Request a direct rollover or transfer from your old 401(k) or IRA provider. Our rollover team helps with the forms and follow-up.

CREB app IRA dashboard showing portfolio balance and investment breakdown

Start earning.

Once funds arrive, they're invested at a fixed 8.50% APY1 and interest is credited daily.

A direct rollover moves money straight between custodians, so nothing is withheld for taxes and there's no early-withdrawal penalty.2 Timing depends on your old provider.

Start My Rollover Prefer help? Call 1-800-560-5215

Bring the account you already have.

Your money moves into a CREB Traditional or Roth IRA held at Equity Trust.

401(k)

403(b)

457(b)

Traditional IRA

Roth IRA

SEP IRA

SIMPLE IRA

→

CREB IRA

8.50% APY

Traditional or Roth · held at Equity Trust

You have

It goes into

Good to know

Old 401(k), 403(b) or 457(b)

CREB Traditional IRA

Direct rollover, no tax withheld2

Roth 401(k)

CREB Roth IRA

Stays tax-free on qualified withdrawals

Traditional IRA

CREB Traditional IRA

Direct custodian-to-custodian transfer

Roth IRA

CREB Roth IRA

Direct transfer

SEP IRA

CREB Traditional IRA

Direct transfer

SIMPLE IRA

CREB Traditional IRA

Only after 2 years in the plan, to avoid a penalty

Moving pre-tax money into a Roth IRA is a taxable conversion. Talk to a tax advisor first.

Investor Relations desk with a headset and a printed retirement statement

Rolling over $25,000 or more?

Talk to a real person before you move a dollar.

Our Investor Relations team walks you through the rollover, the $50K+ benefit and the risks. A free 15-minute call, no obligation.

1-800-560-5215

melvin@compoundbanc.com

Call Now Book a 15-Min Call

Questions, answered.

Will I pay taxes or penalties on the rollover?+

Not on a direct rollover or transfer between custodians.2 Moving pre-tax money into a Roth IRA is a taxable conversion, so check with a tax advisor first.

How long does a rollover take?+

Opening your CREB IRA takes about 10 minutes. Equity Trust verification usually takes a few business days. The transfer itself depends on how quickly your old provider sends the funds.

Is the 8.50% really fixed?+

Yes. Your rate is locked the day you invest and doesn't rise or fall with portfolio performance. It is CREB's contractual obligation, not a guarantee, so issuer risk applies.1

Who holds my IRA?+

Equity Trust, an independent IRA custodian. It handles custody, IRS reporting and confirms your instructions. CREB never holds your IRA.

Are there fees?+

CREB charges no management, transaction or withdrawal fees. Equity Trust charges standard custodian fees, which CREB covers for the first year when you invest $50,000 or more.4

Can I withdraw?+

Yes, there's no lock-up. Withdrawals typically settle in 5–6 business days, funded by a 10% liquidity reserve. In extreme conditions, processing can be delayed. Normal IRA rules apply to distributions, including possible taxes and penalties before age 59½.

Your retirement money deserves a fixed 8.50%.1

Start your rollover today, or talk it through with our team first.

Start My Rollover Call 1-800-560-5215

Custody by Equity TrustSEC-qualified under Reg A+10,000+ investorscompoundrealestatebonds.com

CREB app dashboard with an IRA portfolio earning 8.5% APY

8.50% APY is a fixed rate locked on the date of investment and is a contractual obligation of the issuer, Compound Real Estate Holdings, and does not rise or fall with portfolio performance. It is not guaranteed by any third party. Issuer risk applies.
Direct rollovers and trustee-to-trustee transfers are generally not taxable. Indirect rollovers, Roth conversions and SIMPLE IRA rollovers within 2 years have different rules. Consult a tax advisor.
CREB charges no management, transaction or withdrawal fees. Equity Trust custodian fees apply.

Compound Real Estate Bonds are securities offerings qualified by the SEC under Regulation A+. Investments involve risk, including possible loss of principal. Not FDIC insured. Not a bank deposit. Not guaranteed by any federal agency. Past performance does not guarantee future results. Please review the complete offering circular at compoundrealestatebonds.com before investing. © 2026 Compound Real Estate Holdings.

Fixed 8.50% APY in your IRA

Start My Rollover 1-800-560-5215