New IRA customer offer
Invest in Compound Real Estate Bonds inside a self-directed IRA. Earn a fixed 8.5% annual interest rate, compounded daily.
Welcome benefits · Up to
$1,000
For eligible new IRA customers funding $50,000 or more. Terms apply.
Talk with Investor Relations. No obligation.
8.5%
Fixed annual rate*
Daily
Interest compounding
Equity Trust
IRA custodian
What is a CREB Retirement Bond?
A CREB Retirement Bond is a Compound Real Estate Bond held inside a self-directed IRA administered by Equity Trust. It lets eligible retirement investors hold fixed-rate bonds as part of their IRA investments.
CREB invests in real estate-related assets, including mortgages, and maintains U.S. Treasuries and cash equivalents for liquidity. Your bonds earn interest at the rate stated in their terms, compounded daily.
You can open a new IRA or explore eligible transfers and rollovers from existing retirement accounts. The IRA—not the bond itself—provides potential tax advantages.
Read the CREB offering circular ↗What you own
Fixed-rate unsecured bonds issued by CREB II, not direct ownership in individual mortgage loans.
Where it’s held
A self-directed retirement account with Equity Trust serving as custodian.
How you earn
Interest compounds daily at the fixed annual rate stated in the bond terms.
Why invest with CREB?
Fixed-rate bonds with online account visibility and access to an Investor Relations team when you have questions.
Fixed rate
8.5% fixed annual interest with daily compounding, under the bond terms.
No fixed lock-up
Request bond redemption under the offering terms. IRA distributions are governed by separate tax rules.
No CREB management fees
CREB does not charge an investor management fee. IRA custodian fees may apply.
Your new customer offer
Open and fund an eligible new CREB IRA with at least $50,000 to qualify for a combined welcome-benefits package.
Total welcome benefits · Up to
$1,000
For eligible first-time IRA customers funding $50,000 or more. The three benefits combined are capped at $1,000; they are separate from CREB bond interest.
Qualification, benefit calculation, payment timing and other offer terms apply. Confirm full written promotional terms before funding.
Getting started
Start online, or speak with Investor Relations to discuss account setup, eligible transfers and the welcome offer.
Book a Call →01
Ask about CREB bonds, IRA eligibility, transfer options and promotion terms.
02
Establish an account with Equity Trust and use an eligible contribution, transfer or rollover.
03
Purchase CREB bonds through your IRA and monitor your credited interest online.
Eligible IRAs may be transferred and certain employer plans may allow rollovers. The process and tax treatment depend on your account and plan. Speak with Equity Trust and your tax professional before initiating a transfer.
It can hold certain alternative assets, including eligible bonds, while retaining the tax framework applicable to the IRA type. A self-directed IRA does not remove investment risk.
No. CREB II bonds are unsecured securities and involve risk, including possible loss of principal. They are not FDIC or SIPC insured. Equity Trust acts as IRA custodian, not as a guarantor of the bonds.
CREB bondholders can request repayment subject to the offering terms and processing periods. Taking money out of an IRA is a separate transaction that may have tax implications or penalties.
The offer is worth up to $1,000 in combined qualifying benefits, rather than a guaranteed $1,000 cash payment. Timing, qualification and benefit calculation are governed by the complete promotion terms.
Speak with Investor Relations
Understand CREB, IRA transfers and whether you qualify for the new-customer offer.
