Why can CREB offer higher yields than savings products?

October 27, 2026

A savings account pays whatever rate the bank sets, and the bank keeps most of what it earns by lending your deposits out. CREB works more directly: investor capital goes into real estate loans and Treasuries, and the bond pays a stated rate from that income.

Why the rate is higher

Bridge lending pays more. Property borrowers who need speed pay higher fixed rates than conventional bank loans.
Fewer intermediaries. CREB is sold directly online, without advisers, brokers or fund layers taking fees.
No fees to investors. CREB charges no management, account or withdrawal fees.

The trade-off

Savings accounts are FDIC insured and CREB bonds are not. A higher yield comes with investment risk, including the possible loss of principal. See the main risks of investing in CREB.

CREB bonds are investments, not bank deposits. They are not FDIC insured, and you could lose money, including principal.

Compound Real Estate Holdings, Inc. is not an investment adviser and is not registered, licensed or supervised as such with the SEC or FINRA. This information is for educational purposes only and does not constitute investment or tax advice. You must make your own investment decisions or do so in consultation with a financial advisor to determine whetheran investment in Compound Bonds is right for you. We are not utilizing the Site to provide investment or other advice, and no information or material at the Site is to be deemed are commendation to buy or sell any securities or is to be relied upon for the purpose of making or communicating investment or other decisions. The sale or offer of securities will only take place upon reading of the offering materials and associated documents.

Compound Real Estate Holdings, Inc is not a bank and investments in Compound Bonds arenot bank deposits. They are not insured by the FDIC. Investing in Compound Bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks. For more informationon risks related to investments in our securities, please see our most recently filed Offering Circular and review our other filings with the Securities and Exchange Commission or here. Please read the "Risk Factors" section of our offering circular for a number of risks affecting our business. Our offering circular is available on our website through the filings link or here.

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