How does CREB generate yield?

October 27, 2026

CREB's income comes from lending, not from property prices. The portfolio makes short-term bridge loans secured by first liens on U.S. real estate, and borrowers pay interest on those loans. U.S. Treasuries and cash reserves add further income and support liquidity.

Where the income comes from

  • Real estate loans: borrowers who need fast financing, often to buy, refinance or reposition a property, pay fixed rates that CREB targets in the 10% to 14% range.
  • U.S. Treasuries: government securities earn interest and can be sold quickly when cash is needed.

The spread

CREB pays investors the stated 8.50% APY. The difference between what the portfolio earns and what CREB pays covers operating costs and is CREB's revenue. Because CREB earns when the portfolio performs, its interests are aligned with yours.

8.50% APY is the current stated rate under the offering terms and may change.

CREB bonds are investments, not bank deposits. They are not FDIC insured, and you could lose money, including principal.