What does a fixed-rate bond mean?

October 27, 2026

A fixed-rate bond pays a stated interest rate under its offering terms, so your earnings don't swing with stock prices or property values. You can see what you'll earn before you invest.

What fixed does and doesn't mean

  • It means your income doesn't depend on market movements day to day.
  • It doesn't mean the rate can never change. CREB's offering terms set how and when the rate can change. [CONFIRM: rate change provisions and notice period]
  • It doesn't mean returns are guaranteed. The issuer has to be able to pay.

See what interest rate CREB pays.

8.50% APY is the current stated rate under the offering terms and may change.

CREB bonds are investments, not bank deposits. They are not FDIC insured, and you could lose money, including principal.